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Release Date: 2005

The Art of Debt-Free Living: Living Large on Less than You Earn

  • Proposes the concept that we don't need to go into debt to live comfortably and happily
  • Promotes the idea that staying out of debt is not a temporary surface issue, but a long-term issue requiring a changed mindset for everyday living
  • Focuses on the subtle issues of why we make our lifestyle choices and remain in debt
  • Encourages readers to examine their spending habits and look at positive and negative consequences
  • Provides a practical step-by-step guide for getting on the right track financially and becoming financially savvy

Here's what People are Saying about this Book

Deborah Nayrocker knows whereof she speaks. Her book, The Art of Debt-Free Living, is thorough, insightful, practical, and enjoyable. It will be a life-changing blessing to anyone who not only reads it but also puts its principles and pointers into practice.

---Bob Hostetler, Award-winning Writer, Editor, and Speaker.

The Art of Debt-Free Living will provide you with the information, resources, and how-tos you need to be financially responsible. Deborah Nayrocker has written a book that needs to be on every home bookshelf. She shares timeless principles for becoming fiscally fit as she inspires the reader to make choices that result in contentment.

---Carol Kent, President, Speak Up Speaker Services, Author, and International Speaker

No one asks, "Should we be debt - free?" What many don't ask (but should) is, "How can I become debt - free?" Nayrocker's book is filled with practical, common-sense ideas. This isn't a book for everyone. This is a book only for those who seriously want to get out of debt - and stay out of debt.

---Cecil Murphey, Writer, Co-writer, and Ghostwriter of more than 100 books, including Gifted Hands, Rebel with a Cause, 90 Minutes in Heaven, and Committed but Flawed

Well-researched, extremely practical and very do-able. By following Deborah Nayrocker's principles, you'll recoup the cost of the book in just the first week.

---James N. Watkins, Author and Speaker

5-Star Review!

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