Take your first step toward financial freedom!

· Buy the book from Pleasant Word Bookstore
· Buy the book from Amazon
· Buy the book from Barnes & Noble

How Well Do You Handle Your Money?

1. Do you make impulse purchases instead of planning for purchases?
2. Do you pay only the minimum required on your credit card bills?
3. Do you have difficulty keeping track where your money goes?
4. Do you struggle to pay the monthly bills?
5. Are you putting off saving for your long-term goals, such as college or retirement?

If you answered Yes or Sometimes to any of these questions, The Art of Debt-Free Living will help you resolve these issues.

The Four-Step Plan to Positive Cash Flow

Step One - Define clearly why you went into debt.
Step Two - Remember to spend less than you earn.
Step Three - Develop a realistic payment plan.
Step Four - Set long-term goals for a long-term perspective.

Money Principle # 1:

God, as our Creator, is the ultimate Owner of our possessions. So we must be good stewards or managers of the resources God has given to us. (Psalm 24:1)